Here is my unofficial list of must-have jewelry:

1. Simple pendant necklace

AI01

2. Choker

3. Studs

4. Dangly earrings

Yes, you really only need four pieces of jewelry. As mentioned in my guide to clothes for college, jewelry is a wardrobe essential, but at the end of the day, it’s better to have four pieces of high quality jewelry than forty pieces that you don’t love.

In this day and age of consumerism, it’s important to take a step back and think about what you really want to spend your money on. It’s also better for the Earth to minimize the amount of consumer products and goods you use!

Obviously, we love us some jewelry trends. And yet.

The four pieces of jewelry I reach for again and again are not trendy — they’re simple, eye-catching, and well-made. (See our guide to timeless jewelry for more info on why simple, well-made jewelry is the best place to spend your money, plus see our guide to how to buy jewelry to make sure you purchase the best pieces.)

FYI, I didn’t include bracelets or rings since I personally find them distracting to wear on a regular basis. Plus, jewelry that centers around your neck or face is more prominent in an outfit, as people will make eye contact when they speak to you.

Here are my top four pieces of jewelry and where I bought them:

Table of Contents

1. Silver Initial Necklace

Click Here to Buy at Nordstrom This is my favorite piece of jewelry of all time. My name is definitely unique and while I used to hate having a “weird” name, I love it now — and this little necklace helps me show it off.

This is a gorgeous and simple sterling silver piece that works well with any outfit. Since I bought this while on vacation with my sister (she bought a matching one), it’s also a meaningful necklace that comforts me.